The defensive tier is the widest and it lays the foundation while you build your financial house. The defensive portfolio should consist of insurance protections that give you security and significant leveraging power to counteract any negative financial event.
Robin Harris was born in Brooklyn, New York, but raised in New London, Connecticut. Her step-father that raised her from age 5 was a draftsman for General Dynamics, Electric Boat Division. He started there as an apprentice at age 18 and looked to retire there in his older years just like his father. Unfortunately, Robin's dad died from a genetic disease at age 43. This left her mother to raise a young child (Robin's brother) and go look for a job immediately. She was a homemaker with no skills that would give her a high paying job. Her dad only had $10,000 of life insurance with his employment, a minor pension built up and of course social security would go to his school age son. This was a devastating way to learn life's financial rules.
Robin learned to "always" have a defensive financial portfolio in place. She says "even if you can only afford some, something is better than nothing".
Robin and her step-father Anthony Morano
Today, Robin is a health and life insurance broker. She works to help her clients to prepare for the "what ifs" in life and develop highly leveraged insurance portfolios. She believes whether you have a small or larger budget "any" amount of protection is going to help in a catastrophic financial event.
Robin received her first life insurance license in 2003 and has multiple insurance licenses since, including non-resident licenses in other states. Robin spends countless hours gaining current education in the health and life insurance industry. She engages strategic partners to provide excellent advise for her clients utilizing a team approach.
Robin enjoys speaking about developing defensive insurance portfolios. She advocates the bank on whole life concept to build a strong foundation that can last generations. Some of her best work has been developing extended care strategies using long term care insurance, life insurance and annuities. She develops personalized benefit packages for the self-employed, small business owners and travel nurses. These custom benefits can include: medical, dental, vision insurance, extended cancer coverage, disability income, long term care and life insurance.
You will find it enjoyable and interesting to speak with Robin. So give her a call 602-663-2810. Also, she loves to do public speaking on the subject of financial protection, especially geared towards women.
Robin is an excellent business woman. She calls you back and helps you. She gives you hope when she develops a strategy for your family. - I. Igbinoba
There is an old saying that you never want to be stuck sitting next to an insurance agent on a plane. That hasn't been my experience with Robin. It's been great working with her.
- Y. Fredrickson
Robin Harris is an award winning health and life insurance broker specializing in designing personalized benefit portfolios.
Some reasons why many request Robin's expertise: